Split your purchase into 4 instalments
You’ll pay your first instalment at the time of purchase, and the remainder every fortnight
Pay nothing extra when you pay on time
With interest-free payments, the only fees are for late payments. We’ll email your payment schedule and send notifications so there are no surprises.
Enjoy instant approval and shipment
You’ll know you’ve been approved within seconds. Orders ship as they would with any other form of payment, as quickly as you choose.
Up to $30,000 and flexible repayment terms of up to 72 months.
Take life’s bigger costs in your stride, from dental work to jewellery, home improvement to health.
Get the App
From the App Store or Google Play
Sign up
Fast approval
Shop now
Say I'll humm it when you pay
Pay in slices
Fortnightly payments
What is humm?
humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever*.
Who can humm?
You just need to tick these boxes:
Be 18 years of age or older
Have a permanent job of 20+ hours per week or are on an aged or veteran’s pension
Meet our credit assessment criteria
Be a permanent resident of Australia, and
Have a valid mobile number
I want to humm! Where do I start?
This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.
Once you've got the App running, just follow the steps and you'll be good to go. Niiice!
How do I shop with humm?
Pre-approval is the way to go on this. Apply before you shop, through the humm App. Just tell us how much you'd like pre-approved (up to $5,000) or let us pick an amount for you. All you need to do is share access to your bank statements for information to help us in our approval process.
humm is fast and simple to use no matter where you prefer to shop, either in-store or online, by simply
selecting humm at checkout.
With no interest, what are the fees?
When you buy a 'Big thing' you'll either pay an establishment or repeat purchase fee. Then you'll pay just $8 a month.
You will only ever pay a single $8 monthly fee regardless of the number of ongoing humm payment plans you have.
Due to the limited access of our carriers, there are certain postcodes that we are unable to deliver to. Please refer to the list below for more details.
We try our best to include all the undeliverable postcodes on the list, however, there are still a few postcodes that are undeliverable for some SKUs. Orders with no shipment service will be cancelled and refunded automatically.
Please kindly contact our customer service for more information if you need the item to be delivered to the remote areas to ensure your order could be processed successfully.
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or 4 payments of $9.50 with Wizit learn more
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